Getting your mortgage is just one part of a home purchase. Hanson Real Estate, Inc is seasoned at aiding new and experienced in all areas of real estate. Call me today at 760-745-3366 if your needs include a professional REALTOR® ready for the business side of real estate.

Let Hanson Real Estate, Inc help you with financing your home.

Feeling lots of anxiety over getting financing for a home purchase? You don't have to be. Having connections to several mortgage lenders in the Escondido area has helped me realize a lot of the things that make the process of applying for a loan very manageable.

1 – Create a list of questions regarding your loan program

Be sure to have a list of questions with you if you do not perfectly understand the pros and cons of the different loan programs. One of my trusted lenders or I will assist you in understanding the advantages and disadvantages of each one, because it can be a challenge to know the differences between both fixed and adjustable rate mortgages.

2 – Determine when to lock

Locking in signifies that a lender guarantees the mortgage interest rates for the loan – ordinarily at the time the loan application is received. By floating the rate, you can lock the rate at any time between the day you apply for your loan and closing. Those who opt to float believe that the interest rates will dip in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Bring your paperwork

Acquiring a loan requires a lot of paperwork, so you should take some time to get all your documents together. Click here to preview normal questions you'll have to answer on a loan app.

Mortgage Calculator


Looking to Buy?

Are you looking to buy a house? Let us help you. Just fill out as much of the information below that you want and we'll get right back to you, with no obligation to you. We guarantee your privacy.

Your Information
Some Details