Securing financing is just one part of a home purchase. Hanson Real Estate, Inc is seasoned at assisting both new and experienced buyers alike in all areas of real estate. Contact me if your needs include a professional REALTOR® experienced at the business side of buying and selling.

Applying for a home loan with the help of Hanson Real Estate, Inc

Stressed out about getting financing for a home purchase? You don't have to be. I've got great connections to a lot of lending companies in Escondido, and they've helped me recognize some things that make the process of applying for a loan easy.

1 – Create a list of questions regarding your loan program

If you find that you do not thoroughly understand the ins and outs of the different programs, make sure you bring a list of questions with you. It is hard to understand the distinctions between both fixed and adjustable rate mortgages. One of my lender contacts or I will be able to assist you in understanding the advantages and disadvantages of both.

2 – Decide when to lock

When you lock in the rate, a lender is sure to hold to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate at any time between application and at the time of closing. Those who prefer to float think that the interest rates will dip in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Gather your paperwork

Getting a loan requires a lot of paperwork, so you should take some time to get all your documentation together. Click here to see normal information that goes on a loan application.

Mortgage Calculator


Looking to Buy?

Are you looking to buy a house? Let us help you. Just fill out as much of the information below that you want and we'll get right back to you, with no obligation to you. We guarantee your privacy.

Your Information
Some Details